Head of Engineering, Cards

United Kingdom

first seen Nov 10, 2026updated Nov 10, 2026

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The posting, in Tide's own words

archived Nov 10, 2026

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A BOUT TIDE

At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting. Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.

Tide facts:

Tide is available for UK, Indian, German and French SMEs Over 2 million members globally and rapidly growing Over $300 million raised in funding 3,000 Tideans globally Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026 We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg

Read the full posting ↓

ABOUT THE TEAM:

Cards is one of the largest revenue lines at Tide. The domain owns everything that happens on the card: issuing and processing across the UK, EU and India, each with its own processors, card schemes and regulators. This includes prepaid, debit, multi-currency and team cards, alongside products such as Apple Pay and Google Pay tokenisation, 3DS, card controls and settlement. The teams are cross-functional, working closely with product, design, commercial and operations. Engineering comprises three teams, with engineers based in Bulgaria, Lithuania and India.

ABOUT THE ROLE:

As Head of Engineering, Cards, you will lead the engineering organisation across the UK, EU and India, shaping the next phase of the Cards platform. With the core platform transformation largely complete, your focus will be on: Product and member experience: Partnering with Product and Design to improve card experiences, including tokenisation, payment journeys, team controls and reducing false declines. AI-led engineering: Embedding AI coding agents across the software development lifecycle to improve engineering productivity, delivery speed and quality. Platform and commercial ownership: Completing the transition from our legacy processor, strengthening partner relationships and driving improvements in cost efficiency and unit economics. You will set the technical direction, develop engineering leadership and ensure the platform remains reliable, scalable and commercially sustainable.

TIDE IS A PLACE FOR EVERYONE

At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard. At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard. Disclaimer It has come to our attention that individuals or agencies are falsely claiming to represent Tide and are reaching out to candidates regarding job opportunities. Please be aware that: Tide does not charge any fees at any stage of the recruitment process. All official Tide job opportunities are listed exclusively on our Careers Page and applications should be submitted through this channel. Communication from Tide will only come from an official @tide .co email address. Tide does not work with agencies or recruiters without prior formal engagement, and we do not authorize third parties to make job offers on our behalf. If you are contacted by anyone misrepresenting Tide or requesting payment, please treat it as fraudulent and report it to us immediately at talent@tide.co Your safety and trust are important to us, and we are committed to ensuring a fair and transparent recruitment process. Tide leverages AI to enhance our hiring experience. You can read more about how we use AI in our recruitment process in our AI Policy . Your personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice .

Head of Engineering, Cards

The posting, in Tide's own words

A BOUT TIDE

Tide facts:

ABOUT THE TEAM:

ABOUT THE ROLE:

As Head of Engineering, Cards, you will:

WHAT WE ARE LOOKING FOR:

OUR TECH STACK:

WHAT YOU’LL GET IN RETURN:

TIDEAN WAYS OF WORKING

TIDE IS A PLACE FOR EVERYONE